List of Drug Rehabs Covered by Aetna
Here is access to our entire Aetna covered drug rehabilitation database. Please select a state. If you need help locating the right treatment for you, do not hesitate to contact one of our treatment specialists at 1-800-304-2219.
State
Type of Insurance
- Aetna Covered Drug Rehabs
Addiction to illicit or prescription drugs or alcohol can be difficult to overcome, and individuals need the right support and care to fully rehabilitate themselves and their life. Unfortunately, many individuals fail to get the appropriate treatment for their problems with substance abuse because they find that they cannot afford the necessary treatment. However, Aetna healthcare insurance clients may find that their insurance plan is designed to help cover some of the costs associated with drug rehabilitation, including hospital detoxification, hospital-based alcohol, and drug rehabilitation treatment, residential drug rehabilitation, individual therapy, outpatient counseling, and more. Such coverage can allow Aetna clients to partake in needed drug treatment that they may otherwise find to be cost-prohibitive.

Since the goal of Aetna health insurance is to assist the individual and their loved ones in maintaining healthy, happy lives, it is fitting that they provide benefits to cover treatment for drug or alcohol addiction. With the help of Aetna benefits, many individuals can receive the rehabilitation treatment they need to move forward into healthy, productive lives. Aetna Health Insurance has access to around 1.2 million health care professionals. This includes over 700,000 primary care doctors and specialists and over 5700 hospitals. Those who have insurance through Aetna have access to a range of insurance and employee benefits. Along with this, there are tools and information to help their clients make better-informed decisions about their financial well-being and healthcare. In fact, Aetna is one of the first commercial insurers to cover peer support for members.
When you have received treatment for a substance abuse problem, for example, you may need encouragement or help during or after treatment. Peer support is an evidence-based behavioral health service helping people achieve long-term goals. This is especially important when you finish any type of drug or alcohol treatment program. Being addicted to drugs does often curb any goals you may have. You learned the tools and skills needed during treatment to achieve these goals. Yet, you may need help to put things in motion.
Per the Aetna website, over 70% of their members have been referred to peer support. This is one program part of their behavioral health initiatives. Members can meet with certified peer support specialists. They will have first-hand knowledge and experience with what the client is going through. Aetna partnered with MAP Care Solutions, which is a provider of peer support services. Even twelve months after leaving a drug rehab center. You can access telephone and video peer support through Aetna.
For example, this can be talking to members, or with their family with the permission of a member. You can gain knowledge and insight into the recovery process from addiction. When others share knowledge, it does help prevent relapse. Peer support specialists will connect you with community resources and support groups. When you leave treatment, the priority is re-establishing your life again. Despite your ability to overcome the roadblocks and barriers, support is needed along the way. Per the Aetna website, as of April 1, 2019, there is no cost share for members who use peer support.
In 2017, the National Survey on Drug Use and Health estimated that roughly 19.7 million American adults battled a substance use disorder. Per the United States Census Bureau, in 2017 roughly 8.8% of Americans did not have health insurance. Struggling with addiction, while having no health insurance is difficult. Treatment options are expensive and state-funded programs are not always available. Health insurance is available to all Americans, whether it is private or government coverage. It is important to have some and use the coverage when battling addiction.
Ask a Professional
What is private health insurance?
Private health insurance is a form of insurance where the client pays a private entity for their choice of offered health plans. The plan’s cost is known as the premium, which can usually be paid monthly, bi-annually, or annually. These plans are among the most expensive options for healthcare coverage, but they generally offer superior benefits and provider networks than subsidized or free health insurance options. Some private health insurance plans allow clients to seek treatment wherever they choose, without being restricted to a particular region or network.
Does private health insurance pay for substance abuse treatment?
Private health insurance usually gives someone the best chance of getting complete coverage for quality treatment. However, it’s important to remember that private health insurance companies aren’t required to cover services they don’t deem necessary. You will not know the exact amount of coverage until an evaluation is done and the treatment center submits a claim. Make sure you talk to the intake counselor and fully understand how they handle insurance coverage. Doing so can ensure you do not have any unexpected expenses and that treatment will not get cut short.
How do I get private health insurance?
Private health insurance is available directly from the companies that provide it. Or a person may be eligible to join a “group” policy through their employment. Group policies are purchased by employers at special rates and may be offered to eligible employees for less than the same policy would cost an individual.
What if I don't have private health insurance?
Someone without private health insurance or cash payment may be eligible for Medicaid coverage. Or, they might find a free or low-cost treatment program with bed availability. Some programs provide sliding scale payment systems or allow patients to make payment arrangements. There’s almost always a way to find help if someone wants to recover from addiction.
Want to know more?
The questions from Addicted.org’s “Learn from our Experts” are answered by Michael Leach, CCMA. If you need further clarification on any of the questions above or have any other questions you can contact him directly at mike@addicted.org.