Within the state of California, clients of Cigna health insurance can be covered under their behavioral health service's plan, for mental health issues and substance abuse disorders. Cigna insurance offers various policies and plans such as the bronze, silver, and gold plans, all of which will have different monthly premiums, varying levels of co-pays, co-insurance rates, and out of pocket expenses. Residents of California who have Cigna health insurance should inquire with their insurance provider and check to see what types of treatment will be covered. Depending on the plan the family or individual may have, they may be covered for residential care, outpatient treatment, hospital inpatient programs, or individual counseling centers. Drug rehab centers in California can be expensive, and the costs tend to go up when an addict has been through more than one type of program. Cigna health insurance clients in California can have some of the financial burden lifted with the coverage they may have.
Cigna Health Insurance in California for Substance Abuse
Cigna health insurance in California offers a number of products, services, tools, and capabilities to many clients in California. Cigna HealthCare of California provides the HMO and Network plans, and Cigna Health and Life Insurance Company offer insurance plans in all counties in the state. Standard outpatient programs covered by Cigna Health Insurance in California may provide one or two therapy sessions a week, and treatment can go on for a year or more. The outpatient treatment sessions may be in the evening or on weekends allowing the patient to attend work still and maintain family obligations. The intensive outpatient treatment centers involve around 10 to 20 hours of counseling or group therapy spread over three days a week. These types of programs may last for one or three months, and more intensive outpatient treatment is provided within a day hospital.
Medi-Cal in California covers more than one-third of all Californians, and the federal government currently covers around two-thirds of the cost, but the state General Fund covers nearly $20 billion. Medi-Cal in California is the second-largest General Fund expenditure behind K-12 education. Medi-Cal currently provides health insurance to more than 13 million Californians, which is more than one-third of the population of the state. In some of the counties in California, more than half of all residents are enrolled in the Medi-Cal program.
Here is a list of the different services that are covered by Cigna in California. The list can be incomplete so if you cannot find what you are looking for, please do not hesitate to contact one of our treatment specialists at 1-800-304-2219.