Cigna insurance and its predecessor companies have been in the business of providing affordable healthcare to individuals around the world for over two hundred years. In addition to helping their policyholders address basic healthcare costs, Cigna may also be able to help clients with the costs associated with drug rehabilitation, alcohol rehabilitation, drug detoxification, counseling, therapy, or addiction treatment. In an effort to assist clients in resolving their problems with chemical dependency and alcoholism, Cigna’s Behavioral Health division specializes in the treatment of these problems and can support and offer benefits to many clients who need them.
Of course, successful rehabilitation begins with finding the right rehabilitation facility for the individual’s specific needs. Cigna insurance clients may find that their plan opens the door to some of the best addiction treatment available, but it is important to find the right treatment facility that meets their specific needs and is also available through their insurance plan.
There are numerous treatment options to help addicts struggling with addiction. Depending on the severity of your addiction this could be outpatient or inpatient drug treatment. Typically, what many addicts will do if they have a drug problem and want help, will go to a doctor. Your doctor may refer you to various resources. This could be inpatient facilities or an outpatient center. Yet, it is important to know what your Cigna health insurance plan will cover. Your plan may cover one or the other, or it may cover both.
The variety of treatment methods used in residential and outpatient drug rehab centers helps treat all types of addiction. Typically, the type of inpatient and outpatient programs covered by insurance are 12-step programs, counseling, and family therapy. It is important to make a decision on whether inpatient or outpatient will be the best choice. Some inpatient programs are often part of hospital programs or are a clinic. The length of time to spend at treatment could be one to six weeks. However, what is covered within your Cigna plan will be different.
The outpatient programs covered by Cigna may happen in the local health department, counselor’s office, or clinic. A standard outpatient program will have one or two therapy sessions a week. Your health plan will cover certain types of outpatient treatment. These therapy sessions may be in the evenings or on weekends. This is a good option for people who are still working, holding down a family, and other responsibilities. Intensive outpatient programs covered by insurance are more days per week.
This could be around 10 to 20 hours of counseling or group therapy over a few days each week. Intensive outpatient is a common treatment method covered by insurance providers, such as Cigna. In 2018 roughly 65% of the population in the United States had private health insurance. These are adults under the age of 65 per the Centers for Disease Control. The percentage of adults with public health insurance was around 25%. Health insurance is needed within the United States. The cost of medical care is high. The cost of drug rehabilitation is expensive for private treatment. Health insurance will cover these costs and alleviate the financial burden.