List of Drug Rehabs Covered by Healthfirst
Here is access to our entire database of drug rehabs covered by Healthfirst insurance. Please select a state. If you need help locating the right treatment for you, do not hesitate to contact one of our treatment specialists at 1-800-304-2219.
State
Type of Insurance
- Healthfirst
Healthfirst serves more than 1.2 million members in downstate New York and is a provider-sponsored health insurance company. Healthfirst offers to its member’s Medicaid, Medicare Advantage, Child Health Plus, and Managed Long-Term Care plans. Healthfirst has many different plans for people living in New York State, along with plans for small-business owners and their employees. The mission of Healthfirst is to ensure their clients have access to the highest quality healthcare and provide affordable health plans. There are many health insurance plans available, such as the Healthfirst Leaf Plans, which are for individuals and families throughout New York state. Within these plans will be different monthly premiums, and members can choose the plan that best suits them. Some of the plans will also help cover the cost of drug and alcohol treatment services, such as extra financial help, no co-pay for certain preventative services, and no referrals needed to see specialists. There are also Medicare plans and Medicaid Managed Care, along with Managed Long-Term Care Plans. Substance abuse and behavioral health services can be covered, and Healthfirst will have access to different service providers for its members.
Typically, the way a health insurance plan works is the person will sign up for a healthcare plan and pay certain monthly premiums. The health insurance in the United States can be bought on the federal Marketplace or from insurance companies directly. There are different providers where people reside, along with various plans to provide insurance. Mental health services and substance abuse are covered under health insurance, and it will be important to speak to a health insurance provider to find out what will be covered. Most insurance plans will have deductibles or amounts that a person must reach before insurance coverage happens. Some insurance plans will pay a percentage of the services rendered, and the individual may be responsible for the other amount. Drug and alcohol rehabilitation is not always cheap, and private programs can become quite costly. Many families and individuals rely on health insurance to help offset some of the costs involved with treatment.
There are roughly 23 million Americans struggling with substance abuse disorders, and around 11% of Americans get help. The cost of treatment is a big barrier for many, but with health insurance plans such as what is provided through Healthfirst, Americans struggling with addiction can get the help they need. A substance abuse problem can impact anyone at any point in life, and addicts who are struggling with an addiction will want to attend a program they know will work for them. Whether it is state-funded or private services, it will be essential to get help quickly and prevent the addiction for taking hold and causing any more damage. Healthfirst members can utilize their insurance plans to ensure they can get the help they need. When speaking with different drug rehab centers, it will be important to ask what type of health insurance will be accepted if any.
Ask a Professional
What is private health insurance?
Private health insurance is a form of insurance where the client pays a private entity for their choice of offered health plans. The plan’s cost is known as the premium, which can usually be paid monthly, bi-annually, or annually. These plans are among the most expensive options for healthcare coverage, but they generally offer superior benefits and provider networks than subsidized or free health insurance options. Some private health insurance plans allow clients to seek treatment wherever they choose, without being restricted to a particular region or network.
Does private health insurance pay for substance abuse treatment?
Private health insurance usually gives someone the best chance of getting complete coverage for quality treatment. However, it’s important to remember that private health insurance companies aren’t required to cover services they don’t deem necessary. You will not know the exact amount of coverage until an evaluation is done and the treatment center submits a claim. Make sure you talk to the intake counselor and fully understand how they handle insurance coverage. Doing so can ensure you do not have any unexpected expenses and that treatment will not get cut short.
How do I get private health insurance?
Private health insurance is available directly from the companies that provide it. Or a person may be eligible to join a “group” policy through their employment. Group policies are purchased by employers at special rates and may be offered to eligible employees for less than the same policy would cost an individual.
What if I don't have private health insurance?
Someone without private health insurance or cash payment may be eligible for Medicaid coverage. Or, they might find a free or low-cost treatment program with bed availability. Some programs provide sliding scale payment systems or allow patients to make payment arrangements. There’s almost always a way to find help if someone wants to recover from addiction.
Want to know more?
The questions from Addicted.org’s “Learn from our Experts” are answered by Michael Leach, CCMA. If you need further clarification on any of the questions above or have any other questions you can contact him directly at mike@addicted.org.
