Magellan Health is a healthcare management group and does provide health plan carriers in Maryland with employee assistance programs and behavioral or mental health programs. Within these two types of services, you can access substance abuse treatment programs and counseling. Anytime you are selecting drug and alcohol treatment services while using your health insurance, you should contact your provider, and find out what your coverage is. Every type of addiction is essentially unique, and some addicts may require more than just an outpatient program or counseling. It is important to ensure the facility you are attending can meet the treatment needs of the addict. Health insurance plans can help alleviate some of the costs, but it may not cover everything, and this is something you should check with your insurance provider. Substance abuse can become a dangerous problem and will eventually cause significant physical and psychological damage.