Health insurance is necessary within the United States, and this is because of the high cost of medical care throughout the country. Most of the people who live in Virginia will have some type of health plan. Neighborhood Health is a standard health insurance provider and does offer employee and group plans, individual plans, and family plans. When you are choosing your health insurance, most health plans will have basic coverage for drug and alcohol addiction. For example, this could be traditional or medical detox programs, inpatient treatment, outpatient programs, or some type of counseling or therapy. Millions of Americans die from substance abuse, and drug overdose is the leading cause of death for Americans between the ages of 25 and 50. When you are using your health insurance to pay for treatment, such as what Neighborhood Health provides; you should be contacting your insurance provider to find out what will be covered by your plan.