The New York State of Health provides an online health insurance market place where residents of the state can sign up for an Oscar Health Insurance plan. There are various tiers of plans that fall under Bronze, Silver, Gold, and Platinum. Anyone who applies for an Oscar health plan will also find out if they are eligible for the state Medicaid, Essential Plans, or CHIP coverage. Legal residents of New York State can apply during open enrollment. Health insurance is essential to have, especially if you or one of your family members are struggling with a drug or alcohol addiction. Oscar health insurance has provided affordable substance abuse benefits within all of its plans.
Some of the services covered by the plan include psychotherapy counseling or talk therapy, which is vital for addicts to address the underlying problems of his or her addiction. There is also group counseling, which helps peers stay connected and offer group support. Outpatient or inpatient drug treatment would also be covered. This would also include the alcohol or drug detox process and or withdrawal management. At the Oscar Center in downtown Brooklyn, yoga and meditation classes are offered, which helps people manage stress and other issues in life. Oscar health insurance is partnered with Optum, which provides an extensive network of services. In addition to the various benefits, members will also have access to virtual web-based therapy, hands-on case management, and crisis support.