Drug & Alcohol Rehab Services with Payment Assistance in the United States
Unfortunately, the treatment for a drug or alcohol addiction will not always be cheap, and without payment assistance programs or services, many families would not be able to access the treatment they need for their loved one. The perceived cost of a drug or alcohol rehabilitation programs can tend to keep people away from seeking help. However, there are common payment assistance services such as state-funded addiction treatment or locally funded addiction treatment.
The Substance Abuse and Mental Health Services Administration offer grants to people who qualify; Medicaid and Medicare offer payment assistance for treatment, or there are loans for drug rehab, of course the government programs and new healthcare laws, and drug rehab centers may offer payment assistance programs to help its clients. When families are searching for treatment for a loved one, it will be important to contact more than facility. Exploring both state-funded and private options is essential, because the main goal is to get help for the addiction. Substance abuse can impact anyone, and unfortunately, with long-term drug abuse will come significant financial problems for the addict, and his or her family.
Did you know this about payment assistance for addiction treatment?
SAMHSA offers grants which are a non-competitive federal source of funding for state drug and alcohol rehab programs. Private drug treatment programs often offer payment plans or installment options to help potential clients. Third party medical lending organizations can help loan money for drug and alcohol treatment.
Over 23 million American adults suffer from a substance abuse disorder or dependency, and many statistics show that roughly only 11% of Americans are receiving treatment, according to some of the estimates that are produced from the Substance Abuse and Mental Health Services Administration. There are always numerous reasons why someone would not seek out help, and unfortunately the cost of treatment is regularly a common one. The illicit drug use in the United States costs roughly $181 billion dollars each year, because of health care, lost productivity, criminal justice, and other factors. Despite all this, many Americans are still choosing to use drugs and alcohol and are left to face the consequences from their actions. Financial ruin is a too common occurrence because of drug addiction, and when an addict is left with nothing financially and is wanting help, it will be difficult to pay for treatment. In many situations, family and friends do often tend to step up and help out financially, but there is always an addict who burns the bridge one too many times or is not maintaining his or her recovery, and continually relapses. Because of this, it is not uncommon for family and friends to have paid for treatment more than once, and in some cases, have spent everything, or refuse to spend more, leaving the addict in a situation to have to find a way to pay for treatment.
Many of the drug and alcohol rehabilitation programs in the United States, if they are not state funded services covered by Medicaid or Medicare or other health insurance; will often provide payment plans, payment assistance, or some type of sliding fee scale. Some drug treatment centers in the country do offer financial assistance to help pay for services, and a drug rehab loan could also be gotten through a third-party lender, such as those that loan money for medical procedures. There are still plenty of financial obstacles that do stand in the way of people getting the help they need. It is important for families to do their homework and find out what the cost will be for the treatment their loved will need. When this is done, the family should then explore the financial options they have available to them and begin to contact the different drug treatment centers. Some of the rehabilitation facilities may require a partial payment upfront, or can accept a monthly payment plan, or provide other payment assistance options. Knowing where to look for payment assistance is also important, and the Substance Abuse and Mental Health Services Administration say that nearly two-thirds of the private non-profit drug rehab centers in the country offer some type of financial aid to help its clients. This could be free treatment, sliding fee scale, or payment assistance. Some of the treatment centers in the United States may even be willing to reduce the cost of treatment, especially for specific cases, or offer some type of grant to help the addict through rehabilitation.
A higher cost for treatment will not always mean that it is better treatment, and families should always review their finances and insurance information, along with inquiring about payment assistance. The cost of treatment will of course vary at each facility, but families can start with health insurance policies, employee assistance programs, employee disability coverage, savings, and credit. Despite all this, if there are limited personal funds, and there is no insurance, there will still be drug treatment programs available. Some drug treatment centers will offer income-based fees, lower prices, or payment plans, and a family may simply have to provide their income or net worth to be eligible for this type of payment assistance. Substance abuse is a devastating problem for millions of Americans, and each year more people are suffering, and many are dying, while most do not seek out help. Drug and alcohol rehabilitation is the only effective way to treat an addiction, and so many options are available throughout the country. Do not let payment for treatment stop you from seeking out help; the addiction will only become worse, and the addict may be on a path where they could end up dead because of it. Explore all the options ready for use, contact the referral agencies, and work with the experts to help find the best possible drug rehab services on hand, and programs that will meet the needs of the addict.
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