Drug Rehab Centers Covered by Private Health Insurance in Vermont

Last updated: 12 August 2022

Private health insurance for drug and alcohol treatment programs in Vermont helps families and addicts access drug rehabilitation centers and counseling services. Overall, there are different insurance plans and types to choose from. Most private health insurance in the state is sold through the state-run health insurance exchange. There are different insurers offering plans, and there is the option to purchase short-term health plans. Some of the drug rehabilitation services that health insurance covers include residential programs, outpatient treatment, detox, and counseling services. Typically, there are four categories of health insurance plans that show how the cost is shared. However, plan and network types change, and some plan types allow the person to use almost any doctor or health care facility. Yet, other plan types limit choice or charge more if the provider is outside of the network. The most common plan types of Health Maintenance Organization plans, and Preferred Provider Organization plans. HMO plans are a type of health insurance plan that usually limits coverage to those services contracted by the HMO. A Preferred Provider Organization plan covers in-network providers but also provides access to providers outside of the network. Families need to consider using their health insurance to find effective drug rehab options.

GET A CALL BACK

List of Rehab Centers Covered by Private Health Insurance in Vermont

Below, you can find a listing of the different drug rehab centers covered by Private Health Insurances in Vermont. The list can be incomplete so if you do not find what you are looking for, please do not hesitate to contact one of our treatment specialists at 1-800-304-2219.

Commitment to Quality

Addicted.org's team of addiction professionals has over 100 years of combined experience in the field of substance use and addiction recovery. They use this experience when assessing each service listed in our directory. If you have any questions, comments, or concerns regarding any of the listings in our directory, you can contact the team directly at Communications@addicted.org. We will utilize your feedback to make any necessary updates to our list of services.

Call 1-800-304-2219 to talk to a rehab specialist

Advantages of Private Health Insurance for Substance Use Treatment in Vermont

There are different advantages to private health insurance covering substance use treatment in Vermont. Most private health insurance plans offer benefits that meet the Affordable Care Act's minimum essential coverage requirements. Other plans might offer different benefits, and overall not every plan is the same for what it covers to treat drug addiction. Typically, when searching for drug treatment centers in Vermont that accept health insurance, the first step is to speak to the health insurance provider. It is also a good idea to speak to the drug treatment center to find out the process of using health insurance to cover the treatment.

The Difference Between Private Health Insurance and Medicaid/Medicare

Residents of Vermont have the option of purchasing private health insurance or public health insurance. However, there are some differences between private health insurance and Medicaid/Medicare. Medicare is a federal program for adults over the age of 65 and certain disabled individuals, and Medicaid is a state-run public health insurance program for low-income individuals. Private health insurance refers to any health insurance coverage that is offered by a private company in Vermont selling insurance. One difference between public and private health insurance is eligibility—qualifying criteria like age and income determine who is eligible for public health insurance.

However, not every resident of Vermont has health insurance to cover drug rehab. In 2018, according to the United States Census Bureau, approximately 4% of residents were without health insurance. Also, roughly 69.9% of residents had private health insurance, and 40.6% had public health insurance. According to 2019 data, between 2018 and 2019 in the United States, the percentage of people without health insurance coverage decreased in one state and increased in 19 states. Overall, private health insurance coverage was more prevalent than public coverage, and employment-based insurance was the most common subtype.

Ask a Professional

Will my insurance pay for my rehab?
How do I know if a drug rehab accepts my insurance?
Do all health insurance policies cover drug rehab treatment?
Can I purchase a policy specifically to cover treatment?
How are Medicaid and private health insurance different?
Want to know more?

What's Next?

After completing drug rehab in Vermont covered by a private health insurance, the next step involves aftercare support. Private health plans cover outpatient therapy and some other options. However, it may not cover sober coaching or sober living homes. Recovery meetings are an excellent option because no insurance or payment is required. Private health insurance providers in Vermont offer different plans covering behavioral health services.

Get help for veterans

CONTRIBUTORS TO THIS ARTICLE

Nickolaus Hayes

Nickolaus Hayes

Author

on August 12, 2022

More Information