Drug Rehab Centers Covered by Humana Insurance in New York

Last updated: 04 August 2022

Humana health insurance plans in New York offer numerous drug treatment options and utilizing health insurance can significantly reduce the cost of drug rehab. Addicted.org provides an extensive list of drug rehabs in New York that accept Humana, because insurance coverage varies from center to center. We aim to help you find drug rehab covered by your insurance.


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Humana Health Insurance in New York State Covering Drug Rehab

Humana is one of the largest medical insurance companies in the nation with more than nine million members. The company offers health insurance coverage and related services to individuals, workgroups, and government-sponsored plans. There is a wide range of policies available such as HMO, PPO, prescription drug plans, and Medicare. There is also an extensive network, which includes more than 350,000 healthcare providers, 3,000 hospitals, and 50,000 pharmacies across the country. Those who have a Humana health insurance plan and live in New York will have coverage for substance use treatment, depending on the type of policy they have. According to the New York State Official Health Plan Marketplace, more than 3.6 million New Yorkers enrolled in a health plan in 2017 during the open enrollment period.

Approximately 18% of the state population enrolled in a health plan through the New York State of Health at the end of 2017. Through the open marketplace in New York, residents typically have a broad choice of health plan options. In 2017, approximately 94% of residents in the state had health insurance coverage. Having health insurance is necessary because it covers the medical needs any individual or family may have. Most health insurance plans include substance use treatment, but each plan is unique and different from the next. If you are unsure if your Humana health insurance plan covers treatment, you can contact your insurance provider, or most treatment programs can help you walk through the policy.

The Cost of Health Insurance in New York State

Whether you have a plan through Humana Health Insurance or another provider, there is a monthly cost. Health insurance is used by some to cover the cost of substance use treatment. However, every plan is unique and different, and the extent of coverage varies. The cost of health insurance in the state depends on the type of plan you have. Some New Yorkers are receiving government subsidies to cover health insurance costs. Yet, without government subsidies, the cost of health insurance varies. Within the nation, the average premiums for individual coverage averaged $440 per month, while family plan premiums averaged $1,168 per month. There has been a steady increase in premium costs since 2014.

The annual deductible for individual plans was around $4,578, and the family plan deductible was about $8,803 and these have been increasing since 2014. The average individual in New York will pay about $206 for a catastrophic plan, and roughly $709 for a platinum plan per month. Moreover, $434 for bronze plans, $498 for silver plans, and $597 for gold plans. The average monthly premium for adults between the age of 55 and 64 is approximately $790. Additionally, for younger adults between 18 and 24, the average monthly premium is $257. Based on eHealth's Health Insurance Price Index Report for 2018, women pay on average $461 in monthly premiums, and men pay around $418 per month.

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What's Next?

After completing a drug rehab in New York covered by Humana, aftercare support is the next step. It is challenging to know what aftercare should be considered. However, the most common approaches include outpatient programs, sober living homes, sober coaching, or recovery meetings. Many of these aftercare options are available in New York. The goal is to help you or your loved one continue the recovery journey.

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Marcel Gemme, DATS

Marcel Gemme, DATS


on August 4, 2022

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Marcel Gemme has been helping people struggling with addiction for over 19 years. He first started as an intake counselor for a drug rehabilitation center in 2000. During his 5 years as an intake counselor, he helped many addicts get the treatment they needed. He also dealt with the families and friends of those people; he saw first-hand how much strain addiction puts on a family and how it can tear relationships apart. With drug and alcohol problems constantly on the rise in the United States and Canada, he decided to use the Internet as a way to educate and help many more people in both those countries. This was 15 years ago. Since then, Marcel has built two of the largest websites in the U.S. and Canada which reach and help millions of people each year. He is an author and a leader in the field of drug and alcohol addiction. His main focus is threefold: education, prevention and rehabilitation. To this day, he still strives to be at the forefront of technology in order to help more and more people. He is a Licensed Drug and Alcohol Treatment Specialist graduate with Honours of Stratford Career Institute. Marcel has also received a certificate from Harvard for completing a course entitled The Opioid Crisis in America and a certificate from The University of Adelaide for completing a course entitled AddictionX: Managing Addiction: A Framework for Succesful Treatment.