When you have health insurance, you can often choose from a selection of service providers, such as one that is offered by Multiplan. Multiplan is one of the largest independent preferred provider organizations in the country. Some of the health insurance providers in Hawaii may be using this service provider network to offer its clients. People searching for drug and alcohol treatment can use these provider networks to find behavioral health programs, addiction treatment resources, and mental health programs. Many of the residents living in Hawaii will have some type of health insurance, because of the high cost of healthcare throughout the country. Both state-funded and private drug and alcohol treatment programs in Hawaii will cost something, but typically these types of programs will accept various forms of health insurance. Health insurance plans will not necessarily cover all the cost of treatment but will often pay for a portion of it or reimburse the payee attending the facility.