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Multiplan Insurance for Addiction Services by State

Multiplan Insurance for Addiction Services by State

Substance Abuse Rehab Services Covered by Multiplan in the United States

Multiplan PPO is an umbrella insurance company, which maintains a network of contracted physicians, specialist facilities, and hospitals that have to accept your insurance. A PPO is a preferred provider organization, and a PPO network does not require a referral, and the patient has the freedom to walk into any physician or specialist office that is in-network, for exam services. Multiplan does not sell health insurance directly to members, but you will have access to Multiplan’s services through your health plan administrator or medical bill payer. Multiplan essentially provides innovative solutions for healthcare payers and does help these healthcare payers manage the cost of care.

Health plan members within Multiplan can search for doctors and facilities and can locate participating providers through contacting various phone numbers. Multiplan networks are networks of medical doctors and facilities that various health plans use. Doing this provides a broader choice of healthcare providers offering discounted services to their members. Multiplan does not offer insurance, and does not administer benefit plans, and does not pay claims to doctors or facilities. Multiplan essentially helps create networks for health insurance providers, which will include listing providers for drug and alcohol treatment.

Offering networks through a preferred provider organization plan allows individuals to receive care from out-of-network providers without a referral for a higher cost, while providing lower costs for services obtained in-network providers. The types of networks available are for commercial, government, and property and causality healthcare payers. Multiplan does contract with many healthcare providers to add value to any healthcare payers network access. These healthcare providers include almost 6000 acute-care hospitals, roughly 200,000 ancillary care facilities, and over 950,000 healthcare professionals. Multiplan’s healthcare provider networks do make it possible for payers of healthcare to tailor access as market and regularity forces demand.

Paying for drug and alcohol treatment will not always be cheap, and many families do have to rely on in-network providers and utilize their health insurance to help pay for treatment. Throughout the United States are millions of Americans, who are battling drug addiction and substance abuse. Locating the proper help will not always be easy, and many addicts may avoid getting help because of the cost of treatment. Health insurance plans will help cover basic or even specialized treatment needs, but the type of plan and provider will determine what will be covered. Substance abuse can impact anyone, at any point in his or her life, and one must be prepared to do what it takes to become sober for an addiction. Drug addiction does not have to be a life-long problem, and with the right help, an addict can successfully overcome his or her addiction. Health insurance plans provide viable options for families and addicts to achieve this sobriety. Access to treatment should not have to be difficult, and each addiction is not the same. Some addicts will require specialized drug treatment options, that can only be covered by health insurance, as there may be no other financial means available.

Most drug and alcohol treatment programs will help you review your insurance policy. They can help you determine if you are covered for substance abuse treatment. Along with the length of time you are covered and how much you can expect to pay out of pocket. If your health insurance provider has their provider network through Multiplan, you can access different resources. This can include medically supervised detox. This detox process will help addicts who are struggling with a dangerous withdrawal from opioids, alcohol, or prescription drugs. Medical detox is an inpatient process and does take some time to complete. Yet, it is essential to ensure you are medically fit to attend a drug and alcohol treatment program.

The Multiplan networks can provide you with inpatient drug treatment. Residential drug rehab is the best option for an addict. According to a National Drug Use Survey, an estimated 20.7 million Americans ages 12 and older needed drug rehab in 2017. From this number, only 4 million people received treatment, roughly 19%. In 2017, around 18 million Americans needed treatment and did not receive it. There are over 14,500 specialized substance abuse treatment facilities in the United States. They all offer a variety of treatment options for all types of addiction and substance abuse problems.

Without finding the right type of help, the relapse rate is high. The same National Drug Use Survey reported the relapse rate was between 40 to 60%. Addiction can be treated, but it does require the proper type of treatment. Within the Multiplan network, you can access outpatient and aftercare treatment. Outpatient drug rehab is either traditional or intensive outpatient. This type of delivery method works best for addicts who have never been through treatment. Especially for addicts who are still holding down a job or maintaining his or her family life.

Aftercare programs within the Multiplan network could be sober living homes or some type of support group. Aftercare treatment will increase your ability to maintain your sobriety when you are finished drug rehab. Attending aftercare is always a good idea and allows you to build a network of other sober like-minded people you can rely on.