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UnitedHealthcare Insurance for Addiction Services By State

UnitedHealthcare Insurance for Addiction Services By State

UnitedHealthcare Insurance For Rehab Centers For Drug And Alcohol Addiction in the USA

UnitedHealth Groups services over 70 million people nationwide in the United States and provides a variety of different products and services and is the parent of UnitedHealthcare, one of the single largest health care providers in the United States. UnitedHealthcare works closely with community and state and provides care to people without an employer's funded health care coverage, the medically undeserved, people whom are disadvantaged economically, and provides care solutions to state Medicaid programs. UnitedHealthcare provides close to 26 million Americans with health care services, along with providing health benefit plans to employers and self-employed individuals. UnitedHealthcare is also able to provide services to seniors and retirees, along with members of the military and veterans.

For families and individuals under the age of 64, UnitedHealthcare offers a wide variety of different service's plans. Through their UnitedHealthcare business they are also able to provide Medicaid plans and provide coverage for beneficiaries of Medicaid through several different states. They also offer Medicare advantage plans. Prescription-drug plans, supplement insurance, and also special needs plans all through the UnitedHealthcare business. There are also a variety of products and services available for persons with long term illnesses and their care givers.

UnitedHealthcare is quite a large service provider within the United States, and through their different plans and programs, a person can be covered for drug and alcohol rehabilitation. Insurance companies are starting to recognize that addiction is an ever growing problem and impact's people of all walks of life. Insurance companies now are providing plans that include rehabilitation from drugs and alcohol. This is especially making it easier for people of low-income households and people without much support and collateral to get help for a drug or alcohol addiction. Everyone deserves a chance to beat their addiction, and anything that can be done to make getting help easier will only increase person’s chances of success.

Drug and alcohol treatment services are included in UnitedHealthcare policies. Preferred provider organizations will offer a wide range of treatment options for addiction. These are more options and services that may be available through UnitedHealthcare plans. For the residential and outpatient drug rehab centers, there may be pre-certification requirements. A UnitedHealthcare plan can cover inpatient hospital detox. This type of treatment option is used to help opioid addicts, severe alcoholics, and anyone requiring a medically supervised withdrawal. These programs take place in the hospital and can last a few days or week. But the length of time needed is dependent upon the severity of the addiction. Inpatient hospital detox would be the first step to take prior to attending a drug rehab center.

The insurance plans can also cover outpatient detox. This would be the home detox process, which is not always successfully. It may also be done with medications and the addict attending a clinic daily. An outpatient detox process does not always have a high rate of success. There are too many temptations when the withdrawals become too much to handle for the addict. If the addiction is not too severe, outpatient detox may be beneficial. However, you should consider all your options and explore inpatient detox before this solution is considered.

Through a UnitedHealthcare plan, you can have inpatient drug rehab covered. Now, these will be in-network providers, and may not be long-term treatment options. Long-term residential treatment is expensive to pay for. Your co-payment or deductible will be more for this type of treatment. It is best to explore the in-network providers and find out what will be covered. Residential drug rehab is the best option to treat addiction. it provides all the resources an addict needs to overcome his or her addiction. There is often a better success rate with a residential drug rehab center.

Outpatient drug rehab is also covered by UnitedHealthcare plans and policies. However, this will again be in-network providers. If you want an out-of-network service provider, you will be paying for it out-of-pocket. Yet, it may happen where the insurance company can cover some costs. This will be dependent upon the type of plan you have, and what is covered. Addicts who are not struggling with addiction in a severe way will benefit from outpatient treatment. If an addict is still holding down a job and maintaining their family life, this will be a good program for them.


marcel gemme author

Marcel Gemme

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Marcel Gemme has been helping people struggling with addiction for over 19 years. He first started as an intake counselor for a drug rehabilitation center in 2000. During his 5 years as an intake counselor, he helped many addicts get the treatment they needed. He also dealt with the families and friends of those people; he saw first-hand how much strain addiction puts on a family and how it can tear relationships apart. With drug and alcohol problems constantly on the rise in the United States and Canada, he decided to use the Internet as a way to educate and help many more people in both those countries. This was 15 years ago. Since then, Marcel has built two of the largest websites in the U.S. and Canada which reach and help millions of people each year. He is an author and a leader in the field of drug and alcohol addiction. His main focus is threefold: education, prevention and rehabilitation. To this day, he still strives to be at the forefront of technology in order to help more and more people.