Cigna healthcare plans for addiction treatment are usually three different levels that are the bronze, silver, and gold plans. Each plan for a Cigna client in Virginia will cost monthly premiums, and each will have different co-pay structures, which means what the set price will be that the client has to pay for the drug treatment program they are attending. Other aspects of the insurance policy include different out of pocket expenses that may or may not be covered. Clients of Cigna health insurance in Virginia should inquire with Cigna to see what will be covered if they have a loved one struggling with addiction. The longer an addict goes without getting help; the worse off, they tend to become. Addictions can spiral out of control quickly, and it is important for addicts to be able to get the best possible help.